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What Is a Roth IRA?

A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Puma Vikky silverforma women Zapatillas de Deporte 363287 015 orange Coral

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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Puma Vikky Platform Ep Q2 Ladies Sneaker shoes 366455 White

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Puma Vikky Platform Ribbon Bold 365314-02 Pink

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Generally $5,500 a year unless you are over 50 in which case it goes up to $6,500. PUMA Vikky Platform Ribbon Women's Sports shoes White 36641902

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Puma Vikky Ribbon S Sneaker Women's shoes 366416 01 Black

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